No matter what the outcome of the elections in November, change is in the air. Obamacare will change one way or the other. Medical costs are rising. Associated legal costs are also rising. This will affect payroll, payroll taxes, workers’ comp premiums, health premiums, HR issues and no doubt increase employer liability. We heard this […]
Tag: "employer risks"
Wouldn’t it be great if employers could make all their employee problems go away? Make them “Somebody Else’s Problem”? We believe that when the Employee Leasing industry chose “PEO” as their new, politically correct moniker, they chose the wrong letters. We think they should call them Employer SEP’s – where the Employee Problems become Somebody […]
One of the unforeseen negatives of the Affordable Care Act was increased costs for workers’ compensation insurance, coming both from higher taxes assessed to insurance companies and higher costs of claims. The claims costs are on the rise due to more dependance on workers’ comp vs. traditional health insurance, increased medical costs and the big […]
What can possibly go wrong with a small business? Why would a small business need a professional HR partner? Isn’t that a waste of time and money? No one wants to fine us do they? Our lead agent, John Will Tenney, appears below in a candid video discussing this situation: Business owners, if you’ve ever […]
Can making a mistake in hiring or firing an employee cost you money? Your business? Your personal possessions? What do you think in this litigious society? You may be expecting an insurance agency to recommend getting Employment Practices Liability Insurance (EPLI) and it’s not a bad idea, but how about avoiding the need for it […]
Can a PEO help solve problems related to bad employees? Can things go wrong for an employer? Of course. What can an employer do to ease the pain When Things Go Wrong? Proper preparation can prevent problems. Having a professional partner can help solve problems.
People ask us when they need a PEO, or even why? Hard question to answer with anything other than “Maybe you don’t!” Our staff can spend a lot of time telling you why you should have a PEO, and you can probably find some of that on other parts of this site. For fun though, […]
If you are shopping for workers’ comp insurance in the medium to large policy market, it’s a sure bet that you have heard the word “captive” at least once or twice. In this article there are two types of workers’ comp “captives” that will be discussed. The first is a group captive. There are many […]
When is a worker an employee and when is a worker an independent contractor? Employers worry that they may have an independent contractor that is actually an employee. Please remember this important fact: There is no such thing as a 1099 employee. The worker is either an employee, requiring tax withholding and an issued W-2, […]