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Category: Workers’ Comp

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Where Things Are Going ...

Where Things Are Going …

No matter what the outcome of the elections in November, change is in the air. Obamacare will change one way or the other. Medical costs are rising. Associated legal costs are also rising. This will affect payroll, payroll taxes, workers’ comp premiums, health premiums, HR issues and no doubt increase employer liability. We heard this […]

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Why Underwriting Standards Change

Why Underwriting Standards Change

“But you accepted this risk last year!” How often do underwriters hear that? Often, a risk that was accepted last year is declined this year even though it appears nothing is changed. Sometimes the reverse happens. You’ll hear that something they declined from you last year was just accepted this year, and even worse, through […]

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Somebody Else's Problem

Somebody Else’s Problem

Wouldn’t it be great if employers could make all their employee problems go away? Make them “Somebody Else’s Problem”? We believe that when the Employee Leasing industry chose “PEO” as their new, politically correct moniker, they chose the wrong letters. We think they should call them Employer SEP’s – where the Employee Problems become Somebody […]

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Medical-Marijuana-News

Medical Marijuana

More and more states are legalizing prescription cannabis (for medical use.) This has got people to thinking about how this can affect workers’ comp “Drug Free Workplace” programs. Tuesday November 4th marks a landmark day in Florida as (by early polls) this amendment shows signs of passing by an overwhelming margin. PEO Pros would like […]

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Workers' Comp in a Hard Market

Workers’ Comp in a Hard Market

One of the unforeseen negatives of the Affordable Care Act was increased costs for workers’ compensation insurance, coming both from higher taxes assessed to insurance companies and higher costs of claims. The claims costs are on the rise due to more dependance on workers’ comp vs. traditional health insurance, increased medical costs and the big […]

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why use an agent

Three Myths About PEO Agents

Why does a PEO need an insurance agent for their master workers’ comp policy? What does an agent or agency know that they don’t? Why not just go direct? Cut out the middle man! Doesn’t it cost more money to have an agent involved? Sounds good but in “real life” things don’t work out that […]

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Pay As You Go Avoids Shocking Bills

Why Pay as You Go?

Why is pay as you go workers’ comp insurance the right choice for so many businesses these days? What is Pay as you Go? In this video clip, CEO John Will Tenney was interviewed by a local real estate office and answers a few questions about Pay as you Go Payroll and Taxes, as well […]

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PEO Services in NY

PEO Services in NY

New York is a very interesting state for PEO services. The state owns and operates a competitive workers’ comp state fund which makes it difficult sometimes to compete in the PEO environment. PEOs using a traditional carrier will pay a 19.4% “state fund assessment” to replenish the state fund, which was depleted by a corrupt […]

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PEO Master Policies

PEO Master Policies

PEO and staffing company owners are realizing that having an agent represent them for their master worker’s comp policies (and others) can lead to greater profitability and significant increase to their bottom line.

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Coverage Denied

Coverage Denied or Cancelled?

Has your workers’ comp coverage been denied or canceled? Not yet? Maybe it isn’t your turn just yet? If renewal time is coming up and you are worried, there are some steps you can take to make it easier. What is involved in getting workers’ comp coverage? Understand that the insurance company is in the […]